Commercial Auto Insurance in Macon, GA
Commercial auto insurance offers financial protection for your business against risks associated with vehicle accidents, property damage and liability claims. Whether running a delivery service, managing a fleet of trucks or simply using a company car for client meetings, having the right insurance coverage is crucial.
What Does Commercial Auto Insurance Cover?
A standard commercial auto insurance policy offers the following:
- Collision coverage may provide financial support when one of your insured vehicles hits another vehicle or object. It may help pay for repairs or even replace the car if declared a total loss.
- Comprehensive coverage offers financial protection against damage not caused by an accident. This includes theft, vandalism, fire or natural disasters like floods.
- Liability coverage helps pay for repairs to someone else’s vehicle or property if your business is at fault in an accident. It can also help pay for legal expenses if you’re sued for injuries resulting from the incident.
- Medical payments coverage helps with medical expenses for the driver and passengers if they’re injured in an accident, no matter whose fault it is.
- Uninsured/underinsured motorist insurance offers coverage if your vehicle is hit by a driver with little or no insurance. It may also cover injuries to your driver and passengers, and in some cases, damage to your vehicle.
How Much Does Commercial Auto Insurance Cost?
Several factors influence the cost of your business’s commercial auto insurance, such as the following:
- The number of vehicles in your fleet
- The type and value of each vehicle
- The level of risk associated with your operations
- Your company’s history of insurance claims
- The driving records of your employees
Where to Get Commercial Auto Insurance
Whether your business relies on a single vehicle or manages an entire fleet, our team at Tidwell and Hilburn Insurance, Inc.. is available to help you choose the right policy. Contact us today for a personalized quote or to explore your commercial auto insurance options.